Bankruptcy: Chapters 7 and 13

When it looks like there are no other options to get out of debt, Chapter 7 or 13 bankruptcy can be a solution.

Whether you have had your car repossessed, wages garnished, home foreclosed, or medical and credit card debt is piling up, you may be looking to bankruptcy as a way to move forward. This position also means that creditors are likely pushing you to resolve your debt in the way that would most benefit them, not you.

Face the pressure with a Canton-based bankruptcy law firm dedicated to getting you the best possible outcome for your situation. We’ll work with you to determine your specific case, needs, and desired outcome before getting to work.

Financial challenges don't have to impact your life forever. Together, we can help you complete a Chapters 7 or 13 bankruptcy. While we can’t guarantee results, we’ll utilize all legal options to help you complete the bankruptcy process and restart your life without living with the weight of debt every day.

Bankruptcy is a legal remedy for people (or entities) who are unable to pay their debts.

It allows debtors to pay off creditors, in part or in full, either by liquidating assets or through a carefully structured repayment plan.

There are several different kinds of bankruptcy, with two being the most common types for individuals:

• Chapter 7 involves liquidating assets to pay off debts, with the remaining unsecured debts usually forgiven (although there are exceptions to this, like student loan and tax debt).

• Chapter 13 reconfigures debt under a monthly payment plan that is to be repaid within 3 to 5 years. Unpaid balances are usually discharged after the repayment period.

Why Trust Speights Law?

Speights Law has handled over 800 personal bankruptcies for clients and knows that you need to resolve your financial concerns and begin to move forward without the stress and anxiety debt brings to you and your family.

Our team of personal bankruptcy law experts will guide you through the process and fight for your case until it’s resolved, and our experience means that we know what can be done to get the best result possible. Our founder Archie Speights, has been recognized as a Legal Elite among bankruptcy attorneys by Georgia Trend Magazine.

Contact a Cherokee County bankruptcy attorney today by calling 770-796-4029 to schedule your and confidential consultation.

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